Latest News

  • OTP has been introduced for making e-com transactions through INR Prepaid Cards. The OTP will be received on customer registered mobile number.
  • The daily transaction limits on SBFTC are displayed on the first page after the Customer Logs into the Prepaid portal
  • EZ-PAY/IMPREST/SMART PAYOUT/XPRESS MONEY CARDS are enabled for cash withdrawls from NON SBI ATMs Charges Rs 20/- for each cash withdrawals and
  • Rs 9/- for Balance enquiry.
  • You can place request for personalised gift card though
  • Gift Card Issuance Charges waived till 31.03.2017


State Bank Smart Payout Card is a prepaid Card issued in Indian Rupees in association with VISA. It is an ideal product for making periodical payments like salary, wages, commission, etc and also can be issued as an add-on Card for the existing account holders.

State Bank Smart Payout Card can be used for cash withdrawal at ATMs, for purchase transactions at merchant establishments and for e-Commerce transactions i.e., for online payment.

State Bank Smart Payout Card is available at all State Bank of India Branches.

State Bank Smart Payout card

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State Bank Achiever Card

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Currency of Issue

Indian Rupee only

Eligibility Criteria

i. For Corporates: Employees/Workers/Contract labourers of Corporate/MCG/SME customers etc.
ii. For Individuals: To all KYC compliant primary account holders for ultimate use by beneficiaries (dependents).

Validity of the Card

10 Years

Minimum Amount of Issue/Load

Rs. 100/- and thereafter in multiples of Re. 1

Maximum Amount of Load

Rs.10,000/- (with a monthly ceiling of Rs.25,000/-)


Re-loadable with a load/reload limit of Rs. 10,000/- with monthly ceiling of Rs.25,000/-. (limit of Rs.10000/- per transaction and Rs.25000/- per month.) (Reload at Branches/RINB as well as through CINB by the corporate.)

For Topup through RINB

Login --> ecards-->prepaid card--->registered prepaid card--->top up prepaid card.Follow the menu.

Balance enquiry

State Bank Group ATMs or online at

Daily Transaction Limit

Rs.10000/-cash withdrawal/PoS/e-Commerce usage.

Daily Usage

i) Cash withdrawal at any SBG ATMs (free of charge) and at charge at other Bank’s ATM.
ii) at Point of Sale (PoS) in Merchant Establishments and for e-Com transactions

Maximum number of Cards /Account

i) For Individuals: Maximum 3 Cards per account for fully KYC complied account.(excluding current account)
ii) For Corporates: No limit (subject to one card per employee)
'State Bank Smart Payout card' is usable at all State Bank ATMs through PIN and at Merchant establishments/ Point of Sale through PIN in India. The cardholder need not visit any Branch to withdraw his money.
'State Bank Smart Payout cards' are enabled for Cash withdrawal,Balance enquiry at other Bank ATMs(will be charged as prescribed from time to time) currently Rs.20/-Per withdrawal and Rs.9/- for balance enquiry.
Both personalised or non personalised Cards will be issued.

For complete details, please contact nearest State Bank of India Branch. # Conditions apply.

For Individual:

No separate KYC for Prepaid Cards linked to fully KYC complaint account from where the payout is to be made.

For Corporates:

i)Liberalized KYC i.e. photograph of the beneficiary and introduction from existing Corporate customers where the beneficiary is working and the account of the Corporate has satisfactory conduct of 6 months.

For Corporates

ii) In case of new Corporate/MCG/SME customer, introduction from another account holder having satisfactorily conducted account of at least 6 months.