Latest News

  • OTP has been introduced for making e-com transactions through INR Prepaid Cards. The OTP will be received on customer registered mobile number.
  • The daily transaction limits on SBFTC are displayed on the first page after the Customer Logs into the Prepaid portal
  • EZ-PAY/IMPREST/SMART PAYOUT/XPRESS MONEY CARDS are enabled for cash withdrawls from NON SBI ATMs Charges Rs 20/- for each cash withdrawals and
  • Rs 9/- for Balance enquiry.
  • You can place request for personalised gift card though
  • Gift Card Issuance Charges waived till 31.03.2017


State Bank Smart Payout Card is a prepaid Card issued in Indian Rupees in association with VISA. It is an ideal product for making periodical payments like salary, wages, commission, etc and also can be issued as an add-on Card for the existing account holders.

State Bank Smart Payout Card can be used for cash withdrawal at ATMs, for purchase transactions at merchant establishments and for e-Commerce transactions i.e., for online payment.

State Bank Smart Payout Card is available at all State Bank of India Branches.

State Bank Smart Payout card

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State Bank Xpress Money Card

Learn More

State Bank Achiever Card

Learn More
Type of charges
Charges (in Rs.)/Per card/Per txn
Issuance Fee

Rs. 100+G.S.T.

Reloading Fee

Rs.10+G.S.T. (Nil if loaded/ reloaded through (CINB)

Replacement Card


Cash Withdrawal from any State Bank Group ATMs in india

No charges.

Transactions at Merchant Establishments

No charges by SBI. However, some MEs may impose a surcharge viz Petrol Pumps,railways etc., which would be recovered.

Transactions at other Bank ATM's

Charges Rs. 20.00 per withdrawal.
Charges Rs. 9.00 for balance enquiry.

Charges on expired card.

i. In case balance in the Card is below Rs.500.00

The entire balance will be forfeited and Gift Card will be closed

ii. In case balance in the Card is above Rs.500.00

Annual maintenance fee of Rs 100/- per year will be charged and balnce will be refunded to the purchaser on application